FCA Regulated
Fully authorised & safe
Fully Qualified
Specialist Knowledge
Whole of Market
Access to all lenders
Free consultation
No obligation
Simple 3-Step Process
We know you need a solution quickly. Our process is designed to be fast, transparent, and stress-free.
Submit Your Details
Complete our secure online form in just 60 seconds. Tell us about your situation and what you're looking for.
Expert Review
Our specialist brokers assess your case within 24 hours. We look at the bigger picture, not just your credit score.
Secure Mortgage
Our specialist brokers will match you with the right lender to fit your circumstance.
Frequently Asked Questions
Common questions about getting a mortgage with adverse credit.
What Our Clients Say
Real stories from people who got approved when others said no.
"I was rejected by every bank I tried. Adverse Mortgages found me a lender within weeks. The whole process was transparent and stress-free. I'm now in my dream home!"
Sarah Turner
Approved with CCJ • £280k mortgage
"After my bankruptcy, I thought homeownership was impossible. The team at Adverse Mortgages believed in me and helped me get approved. Highly recommend!"
James Chen
Approved after bankruptcy • £195k mortgage
"With mortgage arrears on my record, I was terrified. But this team explained everything clearly and got me back on track. They genuinely care about their clients."
Ricky Heslin
Approved with arrears history • £325k mortgage
Ready to own your home?
Don't let your credit history hold you back. Our experts are ready to help you find a solution today.